한국일보 애틀랜타 전자신문

2021년 7월 3일 (토요일) E6 교육 ౌ####⥑ 3UTJG_ 0[TK ' ⱅ࿼#൙ ẘ១ᫀᳵ ᧻ᶦ⎩⃒ ᜩ⓽ ᧯ῠ ┩ῴ┨ᱭ៥ῠ ₈ᶯ⃚ὠ8*ᑀ ₚᓦ•╔+' +* ᢁᜀ 9)+' ᫚ᶰῡᨦ៊◆ὓ┧᨟᳛ᜩ┨Ἁ⃚ ὠ┩᜗ ⚆᥉᧫ ẘ១ᫀᳵ⚇ ᴤᶯ•╔ῠ ⑉₈ ᧬Ꮾ῵ ᜩᶱ ῵₈ ᓦᏩ ṲἉ ⃚ὠ᳛᧜ ₆ᴤ┧ᜀ ₊ឱῲ᜗ ₆ᴤ ᓦᏩῠ ₺᥆ Ꮷῡᮀ⎩ ᭯ ᓲ⃚ῲ᨝ ᧬Ꮾ῵ῡ ᨮᫎ ⃚ᜀ Ṵ⃚᧮ Ꮷᜇ┩ ῵↑ ⃚ὠ᳛᧜ ₊≂┧ᜀ ᐓῲ ῕᧤┧᜗ ᥉᧫ ẘ១ᫀᳵ ₊ឱ᧜ ∄⎟┩ ᜩ┨៥ῠ ⃚ὠ᳛Ꮷ ₆ᴤៃᜀᜩ᥆ᶵ᱗┩᜗ ₚᓦ•╔ῲᘪ ₈ᶯ⃚ὠ∓ᤫ ᨦ៣ ⃚ὠ ៥ῲ ᧬ Ꮾ῵ᓲ⃚ ⃚ὠ᳛᧜ ᘻᐳ Ὼ┨ ᱗₈ᑂ៥ῲ ῵₊☍ ⃚ὠ᳛᧜ ᶵ᱗┩ ៖ ᶵ᱗ ᐧᑀ᧜ ┩ᕪ᫬Ἁ ⏇᭪┧ ᜀᐓᑀᜀ᱗᪩᜗᧙᜗ ᥉᧫ ẘ១ᫀᳵ ₊ឱᜀ Ὼ┨ ᱗₈ᑂ៥ῲ ⃚ὠ᳛Ꮷ ឱ↚┧ᜀ ᜩ᥆ ᴦ↙‡ῴ ᶵ᱗᧜ ┧ᜀ ᐓῲ᜗ ᐧᑀ ṵ᧨ᢁ┩ᴦ↙‡ῲ᜗ ᓛᤰ᜗᨟ῲᤩ᫚᫱ῲ⃚ὠ ៥Ἁᐚ₥ῠ᨟ῲῼ ῡᓲ% ₈ᜢῠ⚆ᓛᤰ᜗⚇ ?KY ῲ᜗ ῵↑⃚ὠ᳛᧜₆ᴤ┪ᴤ᥇ᜳᰑ᧤ᐧᑀ᧜ṵᴤ ῼ᜗ᜀ₅ῲ᜗ ᧯ῠᜩ┨៥ῠ᭪⏇⃚ὠ᳛Ꮷ₆ᴤោ៖ ₺Ἁ᳛ ₺₈ឱ᨟ᜢ᭡ῡ₼᜗ ῵ᮀᜩ┨ῠ᜚⃚ ₺᧮Ἁ ᐧᑀ᧜ṵ᤹₺ᓦឱ┩᜗ ᥉᧫ ẘ១ᫀᳵῡ ∄⎟┧ᜀ ᜩ┨៥ῠ ῵᫑‡῞᥆ Ὼ┨ὠ᳛₆ᴤᓦᏩῡ ὡ ῵ἉἨ┚┧ᐳ ᜗ΰ┰ ᭯ᓲ⃚ ⃚ᴁ┧ᐋᘪ ᶱῺᱭ ₈ὠῲ ᨦ៊ ↝ ᡡᓲ⃚ ἕẘ៌᜗ ∶ṱ῭ ᐬὔ ⃚ὠ Ꮷ ᜗᧛ Ὼᶯ •╔῭ ᧬Ꮾ῵ ῡ ᙵ∦ᐋᘪ ẘᡬ ᜩ┨῞᥆ᮀ⎩ឱ Ὼ┨ ┻Ꮷ᧜ ᫒ ⃚ ᨮ┷ῡ ᐬὔ ┨ᙢ ᭯Ἁឱ ᥉᧫ ẘ១ᫀᳵ ᜩ┨ Ἁ⃚ὠ┪ᴤῼ᜗ ᓛᤧᘪ᥉᧫ẘ១ᫀᳵῲ⑉₈᧬Ꮾ῵ῡ₈┧⃚Ṵ Ṽ᜗ᐳ ┰᳛ ⃚ὠ Ꮷ ὠ᳛ ₆ᴤ᧜ ᐮᴁ ᫀᥧឱ ោ ᜗ᜀᢠῠṰᜍ᜗ Ꮷᜇ┩῵↑ὠ᳛᧜ᘻẉ┭ᐣᏧ ᜇ᳨ῲᙴṰ⃜᜗ ῵ᮀᜩ┨Ἁᜀ⚆ὔ᳟‡᧬Ꮾ῵⚇ VXOUXOZ_ JKGJROTK ῲ ῼẘ ῲ ᘯⅇᓲ⃚ ὠ᳛᧜ ᘽ ┨ᱭ៥ῲ ᜳ ᙴῠ ┭ᐣ↛ᶦ᧜Ᏼᜀ᜗ ┩ ἡ᥆ ᛸ†⃚₺ ᤭ᐋᶦ ᜩ┨῭ ᐬὔ ὔ᳟‡ ᧬Ꮾ῵ῡ ᐋ῭ ᐳ₈ោ ᧬Ꮾ῵᥆ ᭳ឱ ᪟᫚┧᜗ ⃚ὠ ៥Ἁᐚ ṵ᤹⃜ ᥉᧫ ẘ១ᫀᳵ ᜩ┨ῠ Ẁ᧤ₚᘪ ᶦ⎳ῲ⑈ ῴ៬Ẁᘪ ᜩ┨ ᥆὏᢭ ᧻᧤᧬ ὖ⑈ ᫀᶯᏩ ᶦ⎳ῲ⑈ ⑾ῲᶦ6GIK ᜩ┨ ⒀ ᶦ ⎳ῲ⑈6KTT 9ZGZK ᤭ᐋᶦ ᜩ┨ ṵ᢭᫜᧬ ᜩ┨ ᨔῴ3GOTK ᜩ┨ ᫀᙗᴀ⎔ ᜩ┨ ᛸ ╄ῲᮞ 4K] .G\KT ᜩ┨ ┟≗᫪ᓛ ᜩ┨ ⎬᱗ :[RYG ᜩ┨ ៪ ῲ ῼ᜗ ῲ៥ ᜩ┨ ⃃ ῵ᮀᜀ⚆ὔ᳟‡ ᧬Ꮾ῵⚇ῡ Ᏼᐳ ῼ ᜗ ἡ᧜ ៥ẘ ⒀ ᶦ⎳ῲ⑈῭ ᧬Ꮾ῵ῠ ὡ ῵ῲ ᜗ ῲᘯ ◚Ἁឱ ᐮᴁ ὠ᳛᧜ ₆ᴤ┧ᓦᜀ ┧⃚᧮ ⃚ ὠ ៥ῠ ⃚⃜┧ᐚ ῲ ᜩ┨Ἁ ┭ᐣῡ ᫍ᢯᜗᨟ ∶ ᳟ῡ᜗┰ὔ᳟‡᧬Ꮾ῵ᓲ⃚ᜀὠ᳛᧜ᘻẉ┩᜗ ᐬ―ῲ ⊿ἕ┩ ᜩ┨῵ ᴤ᥇ ῵↑ ὠ᳛᧜ ₊≂┰ ẉ┩᜗ᜀ₅ῡᨣᶵ┧  ᥉᧫ ẘ១ᫀᳵἉ ⃚ὠ┷᜗ᐳ ┰᳛ ᜗᧛ ᜩ┨៥Ἁ ⃚ὠ┧⃚ᨮ┧ᜀᐓῠṰᜍ᜗ ┭ᐣ ៥ῲ ៪᥇┪ ᜩ┨ῡ ᐧ₈┧ᜀ⚆៬ᶯ• ឡ ῲ⚇ῴ ὡ ῵ᓲ⃚ᜀ ᶳ₊᥆ ẘ᛾ ᜩ┨Ἁ ៪᥇┪⃚ ᶯᏩῡᏧ⃚ᐳᱭᏨ┪ᴤῼ᜗ ὠ᳛᧜ ᙖῠ ᜗᧛ ᜩ┨Ἁ᳛ ẘᡬ ᐧᑀᏧ Ἣ⃚ ᓦ ᜗᥀᜗Ꮷ ‍₈᭪ₚ ẁᴤ ៪ῡ ᮣᒷ┰᳛ ὡ ῵ • ᓲ⃚⋝᫈ῡ┧᨟ោ᜗ ᓛᤰ᜗᨟῵ᮀᜩ┨៥ῠἾ᥉᧫ẘ១ᫀᳵ₊ឱ᧜ ὖἝ┪ᓲ% ⃚ὠ ៥ῠ ῵↑ ᐧᑀ᧜ ᫒Ṱ ᙵᐋᘪ ᜈᐚ᢭ឱ ⃚ὠᏧᜇ┧ᜍῺᶯᮀᜡῡ᜸ᴤῼẘ᳛₥᜗ ᓛᤧ ᘪᜩ┨Ὼ​Ἁ᳛ᜀ₥ῠ₅ῲῼῡᓲ% Ὼ┨ ᱗₈ᑂ៥῭ ᮀᜡῡ ᜸ẘ₼᜗ᜀ ₅Ἁ᳛ ῕ὓ ┧᜗ ᴤ∕ᏹ῭ ⃚ὠ᳛᧜ ┩ᕪ᫬Ἁ ᶵ᱗┧ᜀ ᜩᶱ ⃚ὠ᳛Ꮷ ₆ᴤៃᜀ ᴦ᳛ᜩ᥆ ἑ῕᧜ Ꮷ⃚ᐳ ⒌Ꮷ┪ ᴤῼᓦᡡ᪢ῲ᜗ ⑉☍Ὼ┨᱗₈ᑂ៥῭ᴫ Ꮷ᧯⃚Ṵῠᜩ┨Ἁ᳛ ᜀῲ₈∅ῲῺᶯ₊ឱᑂ᧤Ἁឱ὚ῲោ᜗ ⚆⋌᧤⃚ ẘ១ᫀᳵ ⃚ὠᮀ⎩ ┭ᐣᓲ⃚ ᶦ⎸ ᫍῲ ᶦ⎸⚇῭ † ῴ ᥆ᮥ ᧿᧪Ἁ ៷᧙᨟ ᥉᧫ ẘ១ᫀᳵ ᜩ┨៥ῠ₢┭‡ῴ▼᧤ᶦ⑗ ⒌Ꮷ᧜᜸┩᜗ ⃚ὠ ῭ ₢┭‡ῴ ᨟ᨦ᧜ ⒌Ꮷ┧ᓦ ᭪᜗ᜀ ᐳ៪ ┨ᒷ ᳨‡ῲᘪ ⓽₼ ᶯ╀₅ᴤ∓ᤫ ᏺᑂ‡ῴ ᥙἉ ᜳ ῭ₜ┧ᜀ ᐬ┺ῡ ᭪ῴ᜗ ᢁ┩ ▼᧤ᶦ⑗ ᧤ᮖ᧜ ⎟┧ᜀᜩ┨ῲ⃚ὠ ៥῭᨟᨟ῡ᳛᥆ᮣᒷ┰᳛ᶵ ᱗┧ᜀ ᫑᨟ ᥉᧫ ẘ១ᫀᳵ ᜩ┨៥ῠ ᖂ ᓛᤰᐚ ┧ ⃚ᜀṴᜀ᜗ ᓛᤰ᜗ᐳ ┰᳛ ᥉᧫ ẘ១ᫀᳵ῭ ᐬ―ῲ ⊿ἕ┧⃚ Ṵ᜗ᜀ ᢠῠ Ṱᜍ᜗ ṿ᳛ ẚᓢ┷៩ ᱣ῍ᓋ ᜩ┨῵ ᴤ᥇⚆ὔ᳟‡ ᧬Ꮾ῵⚇ῡ ⃃ᶯ┧᪻᥆ ┨ᱭ៥ῠ Ꮷᓢ ‡ ὡ ῵ἉᏧᓹᐚὠ᳛᧜ᘻᜀᐓῲ₥᜗ ὔ᳟‡ ᧬Ꮾ῵ῲ Ảᜀ ᜩ┨ῲ᢭᨟ ὡ ὡ ᢁᜀ Ꮷ​ ᜈᐚᜀ ὡᓲ⃚ឱ ⃚ὠ┪ ᴤ ῼ᜗ ┨ ᱭ៥ῠ ᶱῲ ὠ᳛᧜ ᘻ᤹ᜀ ᨧ⓽῵Ἁ ᧸≇ ᒷ ᱗ ∿∕᳛ἵ Ἁᳪῲ ៪ῡ ẚ₊ᓲ⃚ ἷ᳨┪⃚ ᐮ ●┰ẉ ┩᜗ ᒷ᱗ᘪ⋉ὖᶩᤧἉᐚ∿∕᳛᧜ᮀ⎕┪ᡡᜀ᧬Ꮾ ῵᭪᜗∶ᴀ┩᜜ῠṿ᳛᳛┰ẉ┩᜗ ᧯ῠ ┨ᱭ៥ῠ ┨ᙢ ᡡ ᶱῡ Ꮷ᧙⋁ ᒷ᱗Ἁ ᐚ ┨ᙢ᧱↍∿∕᳛᧜ᮀ⎕┩᜗ ῵←Ꮾ⊿∿∕᳛᧜ᮀ⎕┧᨟₥ῠ₅ῠᒷ᱗Ἁᐚ ᱗᤹ ᓱῠ ∿∕᳛᧜ ṜᓦἉ ≆ᮂ┩ ᶯᏩῡ ₼᜗ᜀ ᐓῲ᜗ ᢁ ᧯ῠ ┨ᱭ៥ῲ ∿∕᳛᧜ ᮀ⎕┧ᓦ ᡡ᪢Ἁ ῵ ᮀ ᒷ᱗ᜀ ᶱῲ ᷍₽ ∿∕᳛ ᏿ᴤ᧜ ₊┩┧ᜀឡ ῵↑Ὄ∛┰ẉᒷ᱗Ꮷᴤ᢮┪◄ᥴῲᙴ᜗ ᒷ᱗ἵ ⋉ὖᶩᤧᏧ ∿∕᳛᧜ Ṝᜀ ុṲ ⃚ὠ Ꮷ ┰ẉ┪῵ῠἉᳪῲ ᳨ῲ᜗ ᪟ảῡ ᴀ‍᥆ ṟ⃚ ᮜᤱῴᶦ⏀᫊ῡ ┧ᐳ Ἁᳪῲ ᧜Ṟ៖ᒷ₈ᓲ⃚ᐋ∤ẉ┩᜗ ┨ᙢῡ᧬⋁ἑ᧝ ᫚┨ុṲἉᳪῲ᧜ᶯ ┧ᜀᐓῲ₥᜗ ῲᐓῠ┧ᥟṰ⋅ἉៃᜀᐓῲṰᜍ᪻᥆⃚ὠ Ꮷ  ᶱἉ ᜩ┰ ᳨↝┧᨟᳛ ᐾῡ ៥ἑẉ ┩᜗ Ἁᳪῲ ᧜ Ṟ ៖Ἁᜀ ᫃ῡ ᧮┩ ⋁ᒼἵ ᒷ᱗Ἁᐚ ┟១᫝ῡ ᫒ᜀᐓឱ₥᜗ ]]]ZNKGJSOYYOUTSGYZKXYIUS ᥉᧫ẘ១ᫀᳵ ◆ὓ┧᨟⚆Ẋ⚇ ἑ᧝ឲ᳛ᓛ᧤ᐳ ᪢ ⃚ᘭ ὡ ῵4K] ?UXQ :OSKY 9[TJG_ (551 8+</+=Ἁ᳛ ᜀ⚈9[SSKX 8KGJOTM⚉ ᳫᳵἉ᳛ἑ᧝᫚┨Ἁ∪♼⃃♼ᐳ┨ᱭ៥ῡ῍ ┩∅៥ῡ᧯ῲᴀᏹ┧ᐳῼᶬᜍ᜗ ἑ᧝᫚┨ῡ 8KGJOTM ᑀ =XOZOTM ῞᥆┨ᱭ៥ῲᐍẘ᧛៥ῲᐍ∅ ῭ᳪᐮἉ᳛᭪ᘻᳪὌ 8+'*/4- ῠ ὔ᧤῭ ᳪᐮ᧜ ◄​┰₺ᐳ ᱭᏨῡ ᙐᐚ ᢁ ᓱᐚ ┰₺᨝ὔ᧤῭ẘ◬᤺\UIGH[RGX_ῡ┋ᮀ┧ᐚ┰⃁ᜍ᜗ =8/:/4- ῠ ᧬ΰᴁ ᓱῲ ⃚ᜍᐳ ῼᜀ ὔ᧤῭ ᱞἉ ᜩ┩ ẘᡬ ᘻ᨟῭ ᱭᏨ ῡ₈᧤┧ᜀᓦ◎᧜⃁ᜍ᜗ ᱞῲ ☑៥ᡡ ᧬ΰᴁ῭ ὄ⋅ῡ ᓟ᥆ ᷍᭪᨟ ₈ᶱ‡ ῍Ṳῲ ះ ᜍ᜗ ∅ῡ⏇┩₈ᶱ‡Ὄ᫱ HOHROUZNKXGV_ ᢭ᐳ┭ᜍ᜗ ᜗᧛᱗ᢱ῭ ᓟῡ ῶῡᡡ ᓛᙉ ῶ⃚ ᧱ᐳ ᓟῡ Ṟ ᱗ᢱῲ ẘᡬ ᱭᏨ῞᥆ ᓛ ᤩ ẘ◬᧜ ᱗ὓ┷ᜀ⃚ ẘ◬ ┧ᘪ┧ᘪ῭ ᳟⎟ῡ ᛩἑᐢ ᱜ⒆᭪Ṱ ẉ┭ᜍ᜗ ┨ᱭ៥ῲ ₥Ṱ┧ᐳ ᑂᶵῲ ῼᜀ ᮂẉᘪ ₺₊῭ ∅៥ῡ ┨ᱭ៥ ῲ ⃛₆ ᐷ᢭᳛ ῶឱ᥇ ┧᢭ᐳ †ᜀ ᜁ ₺​┭ᜍ᜗ ◽☍ ┨ᮀᨦ ៥ῲ᪟ᶨ∅ῡᨤᓋῶᐚ┰ẉៃ᛾ᙄᜀ⃞᪢ῡ┧ᶯᜀឡᓛᐚ⃃ Ὄ┩ᐚṰᜍᐳ ᙠ ᶱῲ⃛₆∅ῡ᳟⎟┧ᐳ ῶᐳ ᓛ᧤ᐳᓛ∅ Ἁ᳛ ᛾ᘤ₅ᑀ ᫜ὖ₅ῡ ᷍᭪ᐳ ᜗᧛ ᱗ᢱ៥ᑀ ᐾ῕┰᭪ᜀ ᐓῲ Ꮷ​⃃Ὄ┧᜗ᐳ†ᜀᏳₚ┭ᜍ᜗ ⃜₈┩ឲ᳛ᜀῶᐳᱭᏨ┧ᐳ⃞᪢┧ᐳ║᤺‡῞᥆⏀᥈┧ἑឲ ᳛ἵ ὔ᧤៥῭ ᱞᑀ῭ ἔᑂ᳨ῡ ⑞ṱ┧ᜀ ᐓῺᜍ᜗ ᐶ 8KGJOTM =XOZOTM :NOTQOTM ῲ ᱟ῍῵∜Ꮷ ៃᜀ ᐓῺᜍ᜗ Ἠᜁ῭ ឲ᳛Ꮷᜀ ᘻ῵῭ ⃚ឱ Ꮷ ះᜍ᜗ ⚈:UJG_⚇ Y 8+'*+89 GXK ZUSUXXU]⚇ Y 2+'*+89⚉ ᨦ៣ ┨ᮀᨦ៥Ἁᐚ⚈.U] ZU 8'/9+ G 8+'*+8⚉ H_ 6GSKRG 6G[R 3GXOG 8[YYU +JOZKJ H_ :NK 4K] ?UXQ :OSKY (UUQ 8K\OK] ᢭ᜀ∅ῡ┨ᱭ៥ ῭ἔ᥁ῡ᧭᥈┧ᐳᴀᏹ┧ᐳᶹᶬᜍ᜗ ẘ᧦ῲᮀ⎩⑘Ἁῲₒᓲ⃚ ∿∕┧ᜀ∅៥ῡᴀᏹ┧ᜀ∶ᓝ῭∅Ὼᜍ᜗ ┩ᒽἉ᳟Ꮷῡῡឲ᳛῭ᐮ‣ῲ᢭ᐳ┧⃚᧮ᫀᒽἉ᳛ᜀἑ᧝ῡ ឲ᳛῭ᐮ‣ῲ᢭ᐳ┭ᜍ᜗ ἑ᧝Ἁ • Ꮷₛῲ ἑ┸┪ᡡἉឱ ᖂ ῶῡ ∅ῡ Ᏼᐳ ᏧᳪὌ †  ᶱឱ ἑ┸ῡ ᏫᡡἉᜀ ᫑១ᶯ ∅ ┩៊ᓋῡ ⃠ᴁἉ ⒑┬┭ᜍ᜗ †ᜀἑ┸⃚ἉᏧ᳛ឱᓦ◎Ꮷៃ᨟∅៥ῡᒼ┰᭰ᜍ᜗ ∅ῡῶᐳᘪ᳛᜗ΰᑀ᏶ῠ⃞᪢ῡ┰᭪ᳪὌ ┨ᱭ៥ῡ῍┰Ἕ ẘ᥆ṣᜍ᜗ /L _U[ ]KXK ZNK G[ZNUX NU] ]U[RJ _U[ KTJ ZNK YZUX_% =N_% =NGZ ]GY ZNK YZUX_⚇ Y VUOTZ UL \OK]% .U] IGT _U[ ZKRR% =NGZ W[KYZOUTY ]U[RJ _U[ GYQ OT GT OTZKX\OK] ]OZN ZNK G[ZNUX% 8K]XOZK ZNK OTZXUJ[IZOUT OT _U[X U]T ]UXJY .U] ]U[RJ _U[ YUR\K ZNOY VXUHRKS OT _U[X U]T ROLK% =NOIN VKXYUT OT ZNK YZUX_ ]U[RJ _U[ SUYZ ROQKR_ ZU SKKZ% =N_% =U[RJ _U[ XKIUSSKTJ ZNOY HUUQ ZU _U[X LXOKTJ% =N_ UX =N_ 4UZ% ᜗ΰ ៊ᓋ῭ ∅៥ῠ Ἠᤙោ ∅ῲ᢭᳛ ᒼ┪ᴤ Ả῞ᶯ᨟ ឱ᳛ᑂ V[HROI ROHXGX_ ἉᏧ᨟ῼῡᐓῺᜍ᜗ 9USK UL 3_ (KYZ ,XOKTJY GXK (UUQY H_ 0[JOZN =_TT .GRYZKJ ∪♼⃃♼ᐳ ┨ᱭ៥ ┨ᙢ᭢᥆ ∅៥ῡ ᴀᏹ┧ᐳ ∅ ᘻὓᑀ ₺₊᧜ Ꮹ᜚┧ᐚᴀᏹ┰ᙵṼᶬᜍ᜗ )XGJRKY UL +SOTKTIK H_ :KXO -KUXMK -UKXZ`KR GTJ 'XOKR .GTYKT ᳪᐮἉ᳛῕ᨣ┩᱗ᢱ៥῭ẘ᧦ᶯ‣Ẕᓦ᧜‡ẘᙵῠ∅Ὼᜍ᜗ ┩ᒽẘ᫬ἒ②ឱῼᜀᐏ᥆ṵᐳῼᶬᜍ᜗ ᒷῖᱣᜡ JXY[`OKUN&MSGORIUS ⎩ⱅ#⠶ ᒷῖ┨ᫎ᱗ ᒷῖ⋟᳡⎫⑈ Cryptocurrencies: Innovative or Dangerous? Bitcoin, declared by some as a revolutionar y new cur rency and a risky investment by others, has been the subject of debate for over a decade now. While many people, both young and old, have rushed to become part of the Bitcoin trend, many are yet still unfamiliar with what cryptocurrencies are. Regard- less of their future success or failure, as Bitcoin and other cryptocurren- cies will inevitably be a part of our future, it is important that we know how these currencies work. Cryptocurrencies are purely on- line currencies that are created and secured using cr yptography and blockchain technology. Cryptog- raphy allows significantly more se- cure encryption of information and blockchain technology stores data in a decentralized way, allowing all users access to information, making the data entered immutable. All physical money is printed by national governments. However, due to the nature of cryptocurren- cies, this is not applicable. These currencies are created in a much different manner-“mining”in the case of Bitcoin.“Miners,”are paid to create more Bitcoin via verifying transactions. By verifying 1 Mega- byte’s worth of Bitcoin transactions, miners are paid. Now t hat we’ve covered t he how, it’s time to get into the why. Cryptocurrency enthusiasts claim that it is the currency of the future. They believe that Bitcoin-like cur- rencies are secure investments due to their system. The security of the currencies also entails that banks and governments cannot regulate or interfere with them. However, there are characteristics of cryptocur- rencies that also dissuade people from purchasing them. The primary characteristic is its instability. Un- like paper currencies, which vary s l i g h t l y i n e x c h a n g e r a t e s d e - pend i ng on the time and date, cr yp- t o c u r r e n- cies fluctuate a s mu c h a s s t o c k s d o . Bi tcoi n, for example, was valued at just 10,000 USD per coin in October 2020. It spiked to a peak of 60,000 USD in March then dropped all the way down to 35,000 in June. Though similar to stocks in volatility, cryp- tocurrencies are not investments. Money is gained only by buying and selling the cryptocurrency itself. Furthermore, cryptocurrencies have been the subject and method of many crimes. This includes hacking to steal millions of dollars worth of money and activities such as money laundering and fraud. Regardless of whether cryptocur- rencies are revolutionary or a fool- ish investment, it is undeniable that it has a large impact on the global economy. One clear effect is the one on the tech industry. Like in a gold rush, people are scrambling to obtain the necessary equipment to start the mining process. Com- panies like AMD and NVIDIA are profiting greatly from the expensive computers the process demands. Cr y p tocu r renc i e s a re l i kewi s e gaining in monetary value. Cryp- tocurrencies are estimated at a total of about $1.5 billion dollars, with Bitcoin comprising about 60% of the total value. Whether cryptocur- rencies are legitimate investments or not, they still hold irrefutable mon- etary value. RayKim,StudentIntern (ChattahoocheeHighSchool)